Benefits

Rates

Warranties

GAP

Dealer of the Month

Preferred Dealers

New year, new goals… maybe even a new ride.

If upgrading your vehicle or lowering your current payment is on your list this year, we’ve got a smart way to get started.

Why start with It'sMyCU?

• Competitive auto loan rates
• Flexible terms that fit your budget
• Local service you can trust
• And $200 CASH to help kick-start your year

Getting pre-approved before you shop puts you in the driver’s seat—so you can focus on finding the right vehicle, not worrying about financing.

Start the New Year in Drive and let us help you go farther in 2026.

Auto Purchase

Auto Refinance

• Earn $200* cash.
• Apply for an auto loan with It'sMyCU before car shopping to find out what you can be approved for.
• Find the payment amount that works for you!
• Save time and money with a pre-approval.

• Earn $200* cash.
• If you have already financed an auto loan with another lender, you can still refinance your loan to It'sMyCU.
• Add GAP+ and/or a warranty for further protection.
• Possible lower monthly payment and/or interest rate.

*Restrictions apply. Credit Approval Required. Pre-approval must finance with It'sMyCU. Refinance must be from another lender. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

Fill out the auto application. You do not need to know what you want to purchase in advance. 

Save time and money, get pre-approved with It'sMyCU!

Receive your pre-approval and go car shopping.

Once you are ready to purchase, write your pre-approval check!

Follow up with your loan officer

$200 cash reward*

Find the amount that 

works for your budget

Know the trade-in value 

on your current car

Save thousands using It'sMyCU

warranty and GAP insurance

Competitive Rates

• Competitively priced warranties
• You don't have to be a member to get an auto warranty with us!
• Fill out the form below to get a warranty quote.
• If you have additional questions, email lobbylending@itsmycreditunion.org

What is GAP Insurance?

• Guaranteed Asset Protection
• GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.

What is GAP PLUS?

• GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance. 
• With GAP Plus, you also receive $2500 towards the finance amount of your replacement vehicle!

• Consumer vehicle values
• The leading source of car, motorcycle, RV, and boat values

• Vehicle search by VIN or plate number
• Request the vehicle history report

3 Currency Drive

Bloomington, IL 61704

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