Call/Text 309-451-8400

Earn $200* cash.
Apply for an auto loan with It'sMyCU before car shopping to find out what you can be approved for.
Find the payment amount that works for you!
Save time and money with a pre-approval.

Earn $200* cash.
If you have already financed an auto loan with another lender, you can still refinance your loan to It'sMyCU.
Add GAP+ and/or a warranty for further protection.
Possible lower monthly payment and/or interest rate.

Apply Now

*Restrictions apply. Credit Approval Required. Pre-approval must finance with It'sMyCU. Refinance must be from another lender. $20 membership fee. Membership is open to anyone living or working in McLean, Logan, DeWitt, Stephenson, Livingston, LaSalle, and Winnebago Counties. Rate is based on creditworthiness.

What is the Smartbuyer process?

Fill out the auto application. You do not need to know what you want to purchase in advance.

Save time and money, get pre-approved with It'sMyCU!

1

2

Receive your pre-approval and go car shopping.

3

Once you are ready to purchase, write your pre-approval check!

4

Follow up with your loan officer

Pre-Approval Benefits

$200 cash reward*

Find the amount that

works for your budget

Know the trade-in value

on your current car

Save thousands using It'sMyCU

warranty and GAP insurance

Competitive Rates

*Restrictions Apply

Check out our rates.

RATES

Did you know we offer auto warranties?

Competitively priced warranties
You don't have to be a member to get an auto warranty with us!
Fill out the form below to get a warranty quote.
If you have additional questions, email lobbylending@itsmycreditunion.org

Submit VIN

Learn more about GAP Insurance

Save up to $400 by getting GAP with It'sMyCU

What is GAP Insurance?

Guaranteed Asset Protection
GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.

What is GAP PLUS?

GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.
With GAP Plus, you also receive $2500 towards the finance amount of your replacement vehicle!

Get GAP Coverage