Making car buying easier

Are you in the market for a new or used vehicle?

Get help every step of the way and

earn a $200 CASH reward!

GAP

What is the Smartbuyer process?

Fill out the auto application. You do not need to know what you want to purchase in advance. 

Save time and money, get pre-approved with It'sMyCU!

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2

Receive your pre-approval and go car shopping.

3

Once you are ready to purchase, write your pre-approval check!

4

Follow up with your loan officer

Pre-Approval Benefits

$200 cash reward*

Find the amount that 

works for your budget

Know the trade-in value 

on your current car

Save thousands using It'sMyCU

warranty and GAP insurance

Competitive Rates

*Restrictions Apply

Check out our rates.

Did you know we offer auto warranties?

  • Competitively priced warranties
  • You don't have to be a member to get an auto warranty with us!
  • Fill out the form below to get a warranty quote.
  • If you have additional questions, email lobbylending@itsmycreditunion.org

Learn more about GAP Insurance

Save up to $400 by getting GAP with It'sMyCU

What is GAP Insurance?

  • Guaranteed Asset Protection
  • GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance.

What is GAP PLUS?

  • GAP insurance is additional coverage when your vehicle is deemed a total loss. It kicks in to help cover the difference if your insurance does not cover the full loan balance. 
  • With GAP Plus, you also receive $2500 towards the finance amount of your replacement vehicle!

Check the value or history of a vehicle

  • Consumer vehicle values
  • The leading source of car, motorcycle, RV, and boat values
  • Vehicle search by VIN or plate number
  • Request the vehicle history report

DEALER OF THE MONTH

2900 Columbus Street

Ottawa, IL 61350

Preferred Dealerships:

Click on the dealership to visit their website

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Routing #: 271186931

CONTACT US:

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